Tom's Buyer Reports

Pacific Beach Real Estate - Mission Beach Real Estate
San Diego County Real Estate

Solid information about buying a home or investment property in San Diego...

First Time Buyer $7500 IRS Tax Credit I have received a lot of calls about the IRS $7,500 First-Time Buyer Tax Credit which was included in the Housing and Recovery Act of 2008. NEW!  Let's Save Some $$$ on Taxes! Interested in saving yourself some cash? Here is a brief list of the top tax benefits available. First Time Buyer? Tax Advantages? You'd be surprised! Loan Programs 101: Loan programs come in many forms and come from many sources. Market Update - Sep/Oct 2007: Well folks, it's not the end of the world. But if you listen to the media, it can be pretty darn worrisome. Foreclosures: Are They A Good Buy? One of the most understood of all real estate issues is whether purchasing foreclosures is a smart investment. Great Reasons to Be a Real Estate Investor: Four main reasons why investors choose real estate as their wealth vehicle.   The Seven Most Costly Mistakes Made by Home Buyers: Buying a home is definitely one of the most important decisions of your life. I want to help you avoid these common - and costly - mistakes.   Is Now a Good Time to Buy a Home? Homeownership may be more attainable than you imagined. Here are some of the opportunities currently available to home buyers. Why Specialize in Buying & Selling Small Rental Properties? Analysis on the subject of why investors choose real estate as a wealth vehicle. Everything You Wanted to Know about Credit Scoring: Your credit score is a critical factor in determing the interest you receive. Critical and misunderstood.   Second Homes! Need a Way to Finance College Education, Retirement, Additional Monthly Income? Would you be surprised to learn that second homes are becoming mainstream? San Diego Market Update It will not come as a shock when I tell you that I am typically not a fan of the San Diego Union Tribune or for that matter, the media in general. NEW! LOAN MODIFICATIONS: Work with a counselor or go it alone? If you or someone you know is behind on their mortgage payments, I have several resources which may be of some help. NEW! The Top 10 Questions to Ask When Choosing a Lender for a Home Morgage: Here is a serious must-read report from Tom about choosing a lender. Why You Need Title Insurance: The purchase of a home is probably the single largest investment you'll make. Using Retirement Plan $ to Buy Real Estate: Not long ago, a couple approached me and proceeded to ask several good questions about real estate investing. 1031 Tax Deferred Property Exchanges: This tremendous tax-saving vehicle permits individuals to attain real wealth through tax-deferred real estate investing.   Mortgages... Which One to Get? Just like shopping for clothes, one size does not fit all. And with so many options, how do you select the best mortgage for you? Holding Title to Your Property: A short list of the pros and cons of the most popular title-holding methods. Tom's Market Update! Plus, Surprise... Housing Booms Do Not Always Lead to Busts! Good news for both buyers and sellers. The Best Tax Break Today: Explaining how your real estate investment can save you $$$. Homeowner's Insurance: Don't wait until after a disaster to discover that your policy doesn't really have you covered. 10 Facts You Must Know: Tom's take on the "Bubble" Theory as it applies to San Diego real estate. Current San Diego Market Update: Keeping you up to date regarding the current state of the San Diego and national real estate markets.