Pacific Beach Real Estate, Mission Beach Real Estate

Pacific Beach real estate offers one of the best locations in southern California.  There is an unmistakable draw to the variety of landscapes along the pristine Pacific Beach and Mission beach coast, with its palm-trees standing tall on white sandy beaches, deep canyons with mesas, sandstone cliffs that plunge into the sea, and tide pools adjacent to tranquil lagoons.  The diversity of the Pacific Beach Real Estate area can also be seen in its unique neighborhoods, each of which offer their own distinct character.  Find seaside coffee shops, schools and first-class amenities with breathtaking views of the Pacific Beach coastline.  San Diego offers some of the top educational facilities in the nation, locally grown companies, corporate offices of global businesses, and prominent military headquarters. >>> Read More

Meet Tom Mattix

As a prominent Pacific Beach Real Estate agent, Tom Mattix knows the importance of diligence and hard-work, proof of which is shown in his vast education: a twenty-three year career in the U.S. Navy, a Bachelor’s degree in Marketing from Seton Hall University and a Master’s degree in Business from Pepperdine University.  Tom has continued his professional training and acquired a number of accreditations including attaining his broker’s license, being a Certified Residential Specialist, and an Accredited Buyer’s Representative.

In addition to his educational qualifications, Tom Mattix is consistently backed by his clients, who appreciate his attention to detail, discipline, and vibrant personality.  To show their appreciation, Tom has been recognized as one of the top-ten real estate agents in all of San Diego County by the San Diego’s Best 2011 Union-Tribune.  That coupled with being chosen as the “Five Star: Best in Client Satisfaction Real Estate Agent” every single year since the award’s inception in 2007, and having the highest scores possible as a Quality Service Platinum Certified (QSC) professional truly shows that Tom Mattix is one of the premier San Diego REALTORs®.   >>> Read Testimonials From Previous Clients

Read More about Tom’s: Education, Experience, Memberships, Professional Philosophy, Why He’s Different from Other Agents, 12 Point Pledge to Clients, & Why He’s Been Voted as one of Top 6 Agents out of 20,000 in San Diego County.

San Diego Real Estate News

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San Diego Real Estate FAQ: From your monthly report & others I am hearing that the local market is quite flat. Is this true?

November 21, 2014 by Tom Mattix

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Several days ago, I wrote a post regarding Zillow’s latest housing price appreciation expectations through CY2019. You can read the post below but to summarize, 107 economists, etc., estimated that price appreciation throughout the nation, on average, will increase by 23.5%. I would like to follow up on that post a bit and attempt to answer a related question which I am getting with good regularity and that is: Question: ” It appears that the local market is fairly flat at the moment. If true, what is causing this?” Answer: I think most real estate folks in the know would say that at the moment, the market has slowed significantly from 2013 when we had a huge run-up in prices and closed sales. At present, year-over-year appreciation is running at a near normal rate of between 6.5 and 7.5%, inventory has increased fairly dramatically and the pace of closed escrows has decreased.  It’s … Continue reading

The Latest Home Price Expectation Survey and What It Means for Pacific Beach & San Diego Real Estate

November 19, 2014 by Tom Mattix

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The latest Zillow Home Price Expectations Survey was just recently released and I thought that I would share the results as they pertain to San Diego Real Estate. The survey of 107 economists, real estate experts and investment and market strategists asked panelists to predict the path of home values across the nation  through 2019. The 107 panelists predicted home prices to grow, on average: 4.8% for all of 2014 An additional increase of: 2015: 3.9% 2016: 3.5% 2017: 3.7% 2018: 3.8% 2019: 3.8%   The above estimates equate to a cumulative mean price appreciation expectation across the nation of 23.5% through the end of CY-2019.  Again, it must be stressed that these estimates are for the U.S. at large and every region and community will appreciate at different rates over different time periods. Historically, the San Diego region has been a “bellweather” for the rest of the … Continue reading

Tom’s San Diego Real Estate Report – November 2014

November 17, 2014 by Tom Mattix

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This San Diego real estate video report covers central San Diego County by providing data for 20 communities (e.g., Pacific Beach, downtown, Scripps Ranch, etc.). In this report I will specifically address the latest data and trends for both detached and attached (condo) homes on sales, median prices, inventory, changes from the previous month and the same month last year, interest rate trends and more. The video you are about to see is an abbreviated version of my more in-depth “Real Estate Report” which can be viewed as a printable pdf and is available online HERE.  

New San Diego Real Estate Listing- 2153 Grand Ave….Pacific Beach!

October 17, 2014 by Tom Mattix

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New San Diego Real Estate Listing: 2153 Grand Ave, Pacific Beach: $670,000 Are you looking for a detached home which strands out amongst all others…one which is extraordinarily unique and truly one-of-a-kind? Oh, but you also want it at the beach where you’ll have the ocean, Sail Bay & all PB attractions within a 15 minute stroll?  Well then STOP! I have that very home and it was just listed today! Stunningly gorgeous, this highly upgraded detached home (not a condo) has 3 large BRMS, 2.5 BAs, 1766 sq ft, an open floor plan, 2 patios, a bit of a view, 2 car garage, inside laundry, tons of storage, & here’s the unique part…a TWO STORY 171 sq ft SUNROOM! Call Tom @ 619-818-6442 for additional details. View the virtual tour here.    

Are You a San Diego First Time Home Buyer but Constrained by Income or Cash for a Downpayment? Read On!

October 9, 2014 by Tom Mattix

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  Are you a San Diego First Time Home Buyer? The California Housing Finance Agency (CalHFA) supports needs of homebuyers by providing financing for low to moderate income Californians. The financing comes in the form of down payment assistance, grants, low interest loans, mortgage certificates, etc. Oftentimes forms of assistance can be combined. CalHFA has several programs which may well interest potential buyers and I encourage you to check out their website www.calhfa.gov. For today, my purpose is to introduce  you to this organization and possibly the best way to do that is to provide an example of one of their programs. In fact, the CalPlus Conventional Program was just introduced this past week. Here is a brief outline of this one specific program: $6,500 in down payment assistance 3% down payment assistance 0% interest on a fixed-rate, 30-year conventional mortgage This CalPLUS Conventional loan can also be … Continue reading

There’s Optimism Surrounding Real Estate in San Diego

October 7, 2014 by Tom Mattix

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There’s Optimism Surrounding Real Estate in San Diego The image to the left is pretty self-explanatory yet it is noteworthy for folks thinking of or contemplating a real estate purchase within the next 12 months. To summarize, a recent survey of California home buyers were asked if they expect prices of homes in their neighborhood to rise over the next 5 years. Interesting is that 81% of buyer respondents replied “Yes” which is the highest affirmative response rate over the last 6 years and 21% higher than responses from just 12 months ago.  

A Costly Mistake San Diego Homeowners May Regret

October 2, 2014 by Tom Mattix

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A Costly Mistake San Diego Homeowners May Regret Are you one of nearly 1 million U.S. homeowners who have a fixed-rate mortgage and failed to refinance when mortgage rates were at historical lows? If you are, you lost the opportunity to save a minimum of $45,000 in payments over the life of your loan….likely much, much more! A recent study concluded that at least 20% of American households with fixed-rate mortgages could have refinanced to a lower rate but failed to do so. The question is “why”? Three possible reasons: 1. The upfront cost of refinancing which is typically a few thousand dollars, depending on the value of the loan, may have been a deterrence for some but even when taking into account the upfront cost, it is estimated that no less than 41% of these homeowners still would have financially benefited from refinancing their home loan. 2. … Continue reading

The Latest on San Diego Real Estate Interest Rates

September 25, 2014 by Tom Mattix

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The Latest on San Diego Real Estate Interest Rates Mortgage rates dipped this week after last week’s Federal Reserve meeting failed to clear up when the central bank will begin increasing short-term interest rates. The benchmark 30-year fixed-rate mortgage fell to 4.3%  from 4.33%. One year ago the rate was 4.47%. The 15-year fixed-rate mortgage remained at 3.46%. 5/1 adjustable-rate mortgages fell to 3.32% from 3.35%. 30-year fixed-rate jumbos fell to 4.31% from 4.37%. What to do? Rates are expected to bounce around and possibly rise over the coming weeks, but not by much. At this moment, no one is expecting rates to breach 5% percent or bump up near that level…. unless something dramatic happens on the global/geopolitical stage. Still, the common and less risky recommendation for consumers is to lock-in a rate soon if they are offered one they like, just in case the unlikely occurs. … Continue reading

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