Pacific Beach Real Estate, Mission Beach Real Estate

Pacific Beach real estate offers one of the best locations in southern California.  There is an unmistakable draw to the variety of landscapes along the pristine Pacific Beach and Mission beach coast, with its palm-trees standing tall on white sandy beaches, deep canyons with mesas, sandstone cliffs that plunge into the sea, and tide pools adjacent to tranquil lagoons.  The diversity of the Pacific Beach Real Estate area can also be seen in its unique neighborhoods, each of which offer their own distinct character.  Find seaside coffee shops, schools and first-class amenities with breathtaking views of the Pacific Beach coastline.  San Diego offers some of the top educational facilities in the nation, locally grown companies, corporate offices of global businesses, and prominent military headquarters. >>> Read More

Meet Tom Mattix

As a prominent Pacific Beach Real Estate agent, Tom Mattix knows the importance of diligence and hard-work, proof of which is shown in his vast education: a twenty-three year career in the U.S. Navy, a Bachelor’s degree in Marketing from Seton Hall University and a Master’s degree in Business from Pepperdine University.  Tom has continued his professional training and acquired a number of accreditations including attaining his broker’s license, being a Certified Residential Specialist, and an Accredited Buyer’s Representative.

In addition to his educational qualifications, Tom Mattix is consistently backed by his clients, who appreciate his attention to detail, discipline, and vibrant personality.  To show their appreciation, Tom has been recognized as one of the top-ten real estate agents in all of San Diego County by the San Diego’s Best 2011 Union-Tribune.  That coupled with being chosen as the “Five Star: Best in Client Satisfaction Real Estate Agent” every single year since the award’s inception in 2007, and having the highest scores possible as a Quality Service Platinum Certified (QSC) professional truly shows that Tom Mattix is one of the premier San Diego REALTORs®.   >>> Read Testimonials From Previous Clients

Read More about Tom’s: Education, Experience, Memberships, Professional Philosophy, Why He’s Different from Other Agents, 12 Point Pledge to Clients, & Why He’s Been Voted as one of Top 6 Agents out of 20,000 in San Diego County.

San Diego Real Estate News

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Federal rate hike in December?

November 18, 2015 by Tom Mattix


Will there be a Federal rate hike in December? I’ve been discussing the possibility of a federal funds rate hike for months now and I believe that time is very near. For all of you considering the purchase of a home or refinancing your existing mortgage, consider this to be your “shot across the bow” or “fair warning.” The Federal Open Market Committee (FOMC) members made a conscious decision in October to prepare markets for a potential December rate hike so long as economic data justifies the increase in borrowing costs. So, why is this important to home loan borrowers? While the “Fed” does not have the ability to directly set mortgage rates (lenders do that), it does create the monetary policies which indirectly affect these rates. When the Federal Reserve makes it more expensive for banks to borrow by targeting a higher federal funds rate, banks and … Continue reading

San Diego Real Estate Update: Another Pacific Beach Property SOLD!

November 16, 2015 by Tom Mattix


San Diego real estate update: six weeks ago, I received a call from a lady who lives in NYC who had found me via my website. This is unusual as 90+% of the folks who ask for my help are via referral! Yet, Anne wanted my help in finding a condo where she and her spouse, Dennis, could reap some nice income from vacation/weekly renting along the beach while at the same time, achieving some equity in a home to which they could some day retire. Just up my alley! Well, the following week, Anne and Dennis arrived and the 3rd unit I showed them was located at the See the Sea complex which is oceanfront, at the south end of Crystal Pier in Pacific Beach. See the Sea is a 76 unit building and well reputed and popular with vacation renters for several reasons: it is located … Continue reading

San Diego Real Estate Update: Charming La Mesa Detached SOLD!

October 30, 2015 by Tom Mattix


San Diego Real Estate Update: Charming La Mesa Detached SOLD! Just a short story about loyalty & friendship. A little over 12 years ago, I had the very fortunate experience of helping Mike & Jane sell their home in La Mesa. Since then, Mike and Jane have been kind enough to call upon me to help them with all of their real estate transactions, and would you believe it, I just helped them complete #6! The 6th one was a super charming investment/rental property @ 7468 Ohio Place in La Mesa, which after the last tenant vacated, Mike & Jane executed an extensive renovation. Picture, if you can, a “Father Knows Best” or “Leave it to Beaver” neighborhood… maybe not so easy for those of you under 50 years! Anyway, a really good family neighborhood!  This 3 BRM 1946 vintage classic has an open floor plan, abundance of … Continue reading

Breaking News – Fed Decides To Leave Rates Unchanged!

October 28, 2015 by Tom Mattix

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Breaking News – Fed Decides To Leave Rates Unchanged! Today, the Federal Reserve decided, in a highly anticipated vote, to keep interest rates at their current near-zero level, delaying for at least another six weeks a vigorously-debated decision on raising borrowing costs for the first time in nearly a decade. The policy-setting Federal Open Market Committee (FOMC), citing a weak month of job creation in September, said it “remains appropriate” to keep the short-term federal funds rate at 0%-0.25%, where it’s been since December 2008. The statement noted that the Fed members still hope to raise rates in 2015 and that means at the last meeting of the calendar year – Dec 15-16. Reasons for the delay today? Well,  overseas economies have shown weakness; a handful of domestic indicators have also softened, notably the September jobs report which revealed a paltry 142,000 new jobs were created last month; the … Continue reading

Question: Rent vs Buy in San Diego?

October 22, 2015 by Tom Mattix


Question: Rent vs Buy in San Diego? Trulia just released a study which found that in spite of rising sale prices, purchasing a home in the San Diego area can be a better financial decision vs renting. The study focus was based upon the perspective of whether a millennial (ages 25 to 35 years old) would be better served by purchasing or renting using the following entering criteria: The study used the latest San Diego average home rental of $2,325 and median home sales price of $488,959 Buyers have a 3.87% interest rate on a 30-year fixed-rate loan Put down 10% on their loan Itemize federal tax deductions Be in a 25% income tax bracket Factored into the calculations were home costs outside of a buyer’s mortgage such as maintenance, property taxes, upfront costs and insurance. After all the number crunching, the study concluded: The best places to … Continue reading

2016 California Housing Market Forecast

October 20, 2015 by Tom Mattix

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2016 California Housing Market Forecast The California Association of Realtors just released their statewide housing forecast for 2016. For those of you planning to or thinking of a home purchase as the calendar turns to 2016, the following should be of definite interest to you: California’s housing market will continue to improve during 2016, but a shortage of homes on the market and a crimp in housing affordability will also carry forward from 2015. Existing home sales are predicted to increase by 6.3 percent next year from 2015. To provide a comparison, final sales in 2015 are projected to be up 6.3 percent from 2014. Solid job growth and favorable interest rates will be the driver of strong demand for housing in 2016 however, in regions where inventory is tight, such as the San Francisco Bay Area and San Diego, sales (completed escrows) growth could be limited by stiff … Continue reading

San Diego Real Estate Update: A Charming San Carlos Detached SOLD!

October 16, 2015 by Tom Mattix


San Diego real estate update: seven years ago, Gene & Rekha were referred to me via mutual friends and they allowed me to assist them in the purchase of a really nice one-story detached home in highly reputed San Carlos. Well, as chance would have it and as it so often happens, a job opportunity and offer in the Bay Area was too much of a draw to pass up. Yes, you guessed it. After I arranged for some light painting and a bit of landscaping work, we placed the home on the market and on Day 4 it was already in escrow and at full 100% list price!!! The home is simply charming with lots of character and a large rear yard.  With 3 BRMs, 2 BA, 1784 SF, hardwood floors, and a 2 car garage, this home is perfect for a young family and that is exactly … Continue reading

San Diego Real Estate Update: Crown Point Beauty Sold!

October 14, 2015 by Tom Mattix


San Diego real estate update: several years back, David found me on the internet and I helped him purchase a gorgeous single-family detached home in Point Loma. We’ve stayed in touch over the years and I have helped him research residential and commercial investment properties. Together, we just recently closed on a rental condo he’d owned for quite some time in the beautiful Crown Point area. Knowing that there was very little for sale (inventory low) and that Crown Point is an extremely popular area, I suggested a list price higher than market value to see if we could take advantage of the “hot” PB market. The result? One-day market time and a sale price at 100% of list… $384, 500. This top floor unit located at 1740 Roosevelt Ave is a 2 BRM, 2 BA, with 768 SF, space for a single vehicle, a bit of a view … Continue reading

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